Extraordinary Comes Standard
Get more for less with City Checking
City National Bank has been ranked #1 in Customer Satisfaction in the North Central Region of the US for 5 of the last 7 years.
For J.D. Power 2024 award information, visit jdpower.com/awards
Open a new City checking account and earn a direct deposit bonus1
We’re offering a $100 bonus when you open a new City checking account and set up direct deposit.
You can open your account online, in-person at any convenient City National Bank branch, or speak with a local representative over the phone.
Why a City National Bank checking account?
At City, we offer a wide variety of checking accounts to meet your needs. And we have some of the best checking accounts available today. City’s checking accounts are designed with a host of benefits and options that you can match to fit your lifestyle.
All City National Bank checking accounts come with:
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Access to more than 90 branches and ATMs
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Gold Debit
MasterCard© -
Multiple overdraft protection options
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Early access to your paycheck with Direct Deposit Early Pay ²
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Send or receive money from people you trust with Zelle®
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Free Online Banking with Bill Pay
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Free Mobile and Text Banking ³
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Free eStatements
City puts the power of mobile banking right in your hands
Securely access your accounts virtually anywhere with City’s easy-to-use mobile app.
- Deposit checks
- Transfer money to other City accounts or external accounts
- Send or receive person-to-person payments with Zelle®
- Pay your bills
- Turn your card on or off for safety and security
- Get helpful alerts so you can monitor your balance, spending, and more
Open a City checking account today and enjoy the benefits of Zelle®
Send money in minutes to friends, family and others you trust, right from the City National Bank mobile app or online banking. Zelle® makes it easy to send money to, or receive money from, people you trust regardless of where they bank. And it’s free with every City checking account.
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Fast
Send money directly from your account to theirs — typically in minutes.
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Safe
Send or receive money right from your City National Bank app or online banking.
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Easy
Send money to almost anyone you know and trust using just an email address or U.S. mobile phone number.
Get early access to your paycheck with direct deposit early pay 2
What’s better than getting paid on a Friday? Getting paid earlier. With City Direct Deposit Early Pay you can receive your paycheck, tax return, or other government deposit up to one day early with direct deposit.
All City checking accounts come with Direct Deposit Early Pay. No extra fees or handling charges. You simply get your money faster!
Find the account that’s right for you
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City Gold Checking
Are cost-saving benefits important to you? City Gold Checking is the ultimate in convenience and services. Save money on everyday benefits from BaZing like cell phone protection, roadside assistance, and more.
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Community Hero Checking
Are you a community hero? Community Hero Checking is a free checking account designed for teachers, fire/rescue, police, military, veterans and medical professionals.
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Estatement Checking
Do you want a free checking account with eStatements? eStatement Checking is perfect if you want basic checking with no monthly service fees or balance requirements and want your statements delivered electronically.
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Legacy Checking
Are you age 55 or older? Legacy Checking is a free checking account with no minimum balance or monthly fee for those age 55 plus.
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Premier Checking
Do you maintain higher balances and want interest? Premier checking is for those with higher balances who enjoy personal service and earning interest.
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Checkless Checking
Do you want to avoid overdraft fees? Checkless Checking is a debit card-only account to help you manage your finances without overdraft or non-sufficient funds (NSF) fees.
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Bounce Back Checking
Have you been turned down for a checking account? Bounce Back Checking is a second chance to help people get back on track.
Discover more details about all our City checking accounts.
Ready to get Started?
Just provide some basic info and a City representative will be in touch with you!
Find a branch near you
As a City customer, you’ll have access to more than 90 branches and ATMs.